Access to Microfinance for Small and Medium-sized Enterprises

Programme 2014 - 2020 Interreg Europe

Date of latest update: 2026-04-04

Description

Description (EN):

The lack of access to credit and financial exclusion can be a serious obstacle to business creation in many European regions. Microfinancing of SMEs and support to social entrepreneurship is an already tested and proven tool which can contribute to a high level of quality and sustainable employment, reducing disparities and poverty; and thus contributing to the realization of the « Inclusive growth » priority of the Europe 2020 strategy. There is a wide variety of microfinance programs across Europe, however, there are significant differences in how these microfinance initiatives reach their target groups. Therefore, the “ATM for SMEs” project is aiming at improving the access to microfinance in the participating regions by sharing and exchanging the local knowledge on innovative solutions. The "ATM for SME"s consortium is lead by Fejér Enterprise Agency (HU), and is characterized by a balanced proportion of managing authorities and microfinance institutions, and a European-level advisory partner. The intensive interregional policy exchange and learning process, planned in the framework of the project, allows the gathering of evidence on the feasibility of these good practices, and capitalising on the experience accumulated in the participating regions. The 9 regional partners will prepare 9 action plans in order to integrate and deploy good practices learnt from interregional cooperation within the identified regional or national policies. The influence of the project can be demonstrated by the generation of new projects – tackling at enterprise development or improving the access to local microfinance programs – and improved management of the policy instruments by adopting new approaches in the way calls are organized and assessment methodologies are developed . The project indicators show that the successful implementation of the project will influence 626 million EUR of Structural Funds related policies and 0,6 million EUR of other policies.

Achievements (EN):

In terms of activities, the project has organised a total of 123 policy learning events. It has also identified 12 good practices, produced 8 action plans and led to the increased capacity of 118 people. In terms of results, the project has succeeded in improving 8 regional development policies for a total amount of funds influenced of EUR 24,500,930. 00.

Website: https://www.interregeurope.eu/interreg-europe-2014-2020

Expected Results (EN):

The overall objective of the project is to improve the implementation of policies addressing enterprise development or sustainable employment in the participating regions, so that they can contribute to a better access to local microfinance programs for SMEs and self-entrepreneurs. The project will enable regional authorities and business development organizations to develop adequate local responses to one of the key obstacles that start-ups and self-entrepreneurs are facing, i.e. the lack of credit, business development services, and financial exclusion. As a horizontal objective, the project will address the issue of facilitating the access to microfinancing and enterprise development services for the members of specific target groups at risk of discrimination and financial exclusion, e.g. people who have disadvantaged position at the labour market, women. Two operational sub-objectives are contributing to the realization of the overall objective. 1- To facilitate the interregional learning and exchange of experiences, practices among regional authorities and enterprise development institutions in terms of improving the access for local microfinance programs for priority groups; and reduce financial exclusion. 2- To support the capitalization and the deploying of the experiences and lessons learnt from interregional cooperation among actors of regional relevance, through the generation of new projects or the better management of their policies and strategies

Expected Outputs (EN):

Results of the project : The most important result of the project is the improvement of the 9 identified policy instruments. The influence of the project can be demonstrated by the generation of new projects – tackling at enterprise development or improving the access to local microfinance programs – and improved management of the policy instruments by adopting new approaches in the way regional funds are managed, calls are organized and assessment methodologies are developed . The improvement can be traced compared to the initial situation of the policy instruments (described in section B), and measured by the number of policy instruments changed,new measures introduced and the amount of funds influenced by the project. The partners will try to achieve the required policy changes already in the learning phase, but the generation of new projects can be realized in phase II. The partners developed self-defined performance indicators (1 for each policy) which clearly indicate the concrete measures of the policies to be improved. Outputs of the project : As the result of the intense learning phase, the partners will develop regional action plans (9) for each policy instrument addressed. The action plans will include the new projects aiming at the improvement of the policy instruments and they will also describe the change in management of the relevant policy instrument. The implementation of all action plans is foreseen in phase II. The output indicators also show the intensity of the interregional learning phase. During phase I, the partners will engage actively in the interregional learning. The 6 study trips will include: thematic workshops (on policy learning), thematic exchange seminars (of good practices). The average no. of participants, who will be actively involved in interregional learning, is 30. The output indicators also show the intensity fo the communication and dissemination activity. The partners are expected to achieve 4 press appearances, and issue 9 press releases.

Thematic information

Regional planning and development SME and entrepreneurship

Specific Objective: Improve the implementation of regional development policies and programmes, in particular programmes for Investment for Growth and Jobs and, where relevant, ETC programmes, supporting SMEs in all stages of their life cycle to develop and achieve growth and engage in innovation

Thematic Objective: (03) enhancing the competitiveness of SMEs by:

Investment Priority: (03d) supporting the capacity of SMEs to grow in regional, national and international markets, and to engage in innovation processes

Partners (10)

Lead Partner: Székesfehérvári Regionális Vállalkozásfejlesztési Alapítvány

Address: Budai út 9-11., 8000 Székesfehérvár, Hungary

Legal status: public

Website: http://www.rva.hu

Total budget: EUR 340 375.00

ERDF budget: EUR 289 318.75

Mikrofinans Norge AS

Name: Mikrofinans Norge AS

Address: Kolbotnveien 7, 1410 Kolbotn, Norway

Legal status: private

Website: http://www.mikrofinansnorge.no

Total budget: EUR 17 738.00

Miniszterelnökség

Name: Miniszterelnökség

Department: Deputy State Secretariat Responsible for Implementing Economic Development Programmes

Address: Váci út 81-83., 1139 Budapest, Hungary

Legal status: public

Website: http://www.pm.gov.hu

Total budget: EUR 162 363.00

ERDF budget: EUR 138 008.55

Województwo Świętokrzyskie – Urząd Marszałkowski Województwa Świętokrzyskiego

Name: Województwo Świętokrzyskie – Urząd Marszałkowski Województwa Świętokrzyskiego

Department: Department of Investment and Development

Address: Al. IX Wieków Kielc 3, 25-516 Kielce, Poland

Legal status: public

Website: http://www.sejmik.kielce.pl

Total budget: EUR 170 367.00

ERDF budget: EUR 144 811.95

Zala Megyei Vállalkozásfejlesztési Alapítvány

Name: Zala Megyei Vállalkozásfejlesztési Alapítvány

Address: Köztársaság str. 17., 8900 Zalaegerszeg, Hungary

Legal status: public

Website: http://www.zmva.hu

Total budget: EUR 172 929.00

ERDF budget: EUR 146 989.65

Regione Autonoma Sardegna - Centro Regionale di Programmazione

Name: Regione Autonoma Sardegna - Centro Regionale di Programmazione

Department: Regional Department for Planning

Address: Via Cesare Battisti snc, 09124 CAGLIARI, Italy

Legal status: public

Website: http://www.regionesardegna.it

Total budget: EUR 177 250.00

ERDF budget: EUR 150 662.50

PORA Regionalna razvojna agencija Koprivničko-križevačke županije

Name: PORA Regionalna razvojna agencija Koprivničko-križevačke županije

Address: FLORIJANSKI TRG 4, 48000 KOPRIVNICA, Croatia

Legal status: public

Website: http://www.pora.com.hr

Total budget: EUR 182 891.00

ERDF budget: EUR 155 457.35

Reseau Europeen de la Microfinance aisbl

Name: Reseau Europeen de la Microfinance aisbl

Address: 10 rue de l’industrie, 1000 Brussels, Belgium

Legal status: private

Website: http://www.european-microfinance.org

Total budget: EUR 197 491.00

ERDF budget: EUR 148 118.25

KIZ SINNOVA Gesellschaft für soziale Innovationen gGmbH

Name: KIZ SINNOVA Gesellschaft für soziale Innovationen gGmbH

Address: Hermann-Steinhäuser-Straße 43-47, 63065 Offenbach, Germany

Legal status: private

Website: http://www.kiz.de/innovative-projekte.html

Total budget: EUR 228 377.00

ERDF budget: EUR 171 282.75

Centro Europeo de Empresas e Innovacion de Burgos

Name: Centro Europeo de Empresas e Innovacion de Burgos

Address: Avda de la Innovacion S/N, 09007 Burgos, Spain

Legal status: public

Website: http://www.ceeiburgos.es

Total budget: EUR 264 116.00

ERDF budget: EUR 224 498.60

Partners map

Partners and Projects info

Microfinance Norway

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

Prime Minister's Office (until 25/05/2022 Ministry of Finance)

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

Świętokrzyskie Region – Marshal Office of Świętokrzyskie Region

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

Fundacija za razvoj podjetništva županije Zala / Zala Megyei Vállalkozásfejlesztési Alapítvány

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

Autonomous Region of Sardinia - Regional Department for Planning

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

PORA Regionalna razvojna agencija Koprivničko-križevačke županije

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

European Microfinance Network -EMN aisbl

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

KIZ SINNOVA company for social innovation gGmbH

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

European Business and Innovation Centre of Burgos (CEEI-Burgos)

Access to Microfinance for Small and Medium-sized Enterprises

Partners and Projects info

Fejér Enterprise Agency

Access to Microfinance for Small and Medium-sized Enterprises

Lead partner

Project partner

Summary

Project name (EN): Access to Microfinance for Small and Medium-sized Enterprises

Project acronym: ATM for SMEs

Project start date: 2016-04-01

Project end date: 2021-03-31

Project status: closed

Total budget/expenditure: EUR 1 913 897.00

Total EU funding (amount): EUR 1 569 148.35

Co-financing sources:

ERDF: Amount, EUR 1 569 148.35.

Third-country contribution: Norway: EUR 8 869.50 (ERDF equivalent only)

Documents

Documents on this project are listed below, and organised by category. Please note field "Data source", attached to each document. Keep.eu users are free to use these documents as long as they mention the data source and keep.eu.

Reports

Action Plan: Offenbach

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-02-28

Languages: en

Attachment file: Download

Regional Action Plan ATM for SMEs project

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-10-31

Languages: en

Attachment file: Download

Regional Action Plan: ATM for SMEs- Access to Micro-Finance for Small and Medium Sized Enterprises

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-31

Languages: en

Attachment file: Download

Regional Action Plan: Autonomous Region of Sardinia

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-11-11

Languages: en

Attachment file: Download

Regional Action Plan: Kielce

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-10-30

Languages: en

Attachment file: Download

Regional Action Plan: Ministry of finance, Hungary – project partner 2.pdf

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-03-31

Languages: en

Attachment file: Download

Regional Action Plan: West practice Tanácsadó és Szolgáltató

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-10-30

Languages: en

Attachment file: Download

Regional Action Plan: Centro Europeo de Empresas e innovacion de Burgos (Spain)

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-11-11

Languages: en

Attachment file: Download

Report of the 3rd study visit “Sharing practices on waste to energy systems”

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/symbi/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Report on the study visit in Małopolska Region

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/symbi/

Publication date: 2022-06-30

Document date: 2019-01-31

Languages: en

Attachment file: Download

Description of the 1st Public Consultation meeting

Attachment type: file

Type of document: Report

Data source: https://projects2014-2020.interregeurope.eu/symbi/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en, el

Attachment file: Download

Books

Microfinance programmes and the utilization of public money

Attachment type: file

Type of document: Book

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Brochures / magazines / manuals

ATM for SMEs brochure (pl)

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: pl

Attachment file: Download

ATM for SMEs booklet

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

ATM for SMEs brochure

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

ATM for SMEs brochure (it)

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: it

Attachment file: Download

ATM for SMEs brochure (hr)

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: hr

Attachment file: Download

ATM for SMEs: towards a new era of microfinance

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2020-11-15

Languages: en

Attachment file: Download

ATM for SMEs brochure (de)

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: de

Attachment file: Download

European Good Practices: ATM for SMEs Interreg Project’s Experience

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

ATM for SMEs brochure (es)

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: es

Attachment file: Download

Good Practices – Case Identification /1st Level Analysis

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis - Micro credits facility of provincial delegation of Jaen

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis : Micro credits for women entrepreneurs and businesswomen

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis : MICROCREDITS – Loans for small companies under 25000€

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis : Set up a company: micro credits

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis : The micro credit.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: “Different” loan decision principles

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Assessment of social impact and outreach to target groups

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Benchmarking

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Credinfo credit information system

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: DMI’s high-growth early warning system

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: DMI’s Trust-based Partnership Model

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: E-learning training courses

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Economic World TV and specialized campaigns

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Efficient local microcredit funds and network cooperation

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Fundació Trinijove micro credits facility.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 1.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 2.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 3.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 4.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 5.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 6. Loan programme for social enterprises and for unemployed persons’ labour market reintegration by starting new businesses

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 6.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 8

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Good Practice No. 9.

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Grants for women entrepreneurs

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: HAMAG BICRO offers four different measures under its guarantee program

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: IBM Restarting Microcredit

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Innovative rural microfinance

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Interest subsidy scheme of the Székesfehérvár based micro enterprises

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Loan Committees

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Micro credits facility of provincial delegation of Jaen

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Micro credits for women entrepreneurs

Attachment type: file

Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Good practices - case identification /1st level analysis: Micro credits line for entrepreneurs (Asturgar)

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Good practices - case identification /1st level analysis: Microcredit program by the Croatian Agency for SMEs, Innovation and Investments (HAMAG BICRO).

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Good practices - case identification /1st level analysis: MIS “inthepro”

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Good practices - case identification /1st level analysis: Monitoring loans

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: no. 1-10

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Good practices - case identification /1st level analysis: no. 1. Regional fund for the re-industrialization of industrial areas (FRAI)

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Good practices - case identification /1st level analysis: no. 2. Warranty fund for SMEs (Axis VI – ERDF Sardinia operational programme 2007-2013

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Good practices - case identification /1st level analysis: no. 3. Venture Capital Fund “Ingenium Sardinia”

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Good practices - case identification /1st level analysis: no. 4. Jessica Holding Fund Sardinia

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Good practices - case identification /1st level analysis: no. 5. Integrated plans for local development and operational plans for municipal entrepreneurship

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: no. 6. Microcredit Funds – ESF operational programme Region Sardina 2007-2013

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: no. 7. Regional Inclusive Finance Fund – ESF operational programme Region Sardinia 2007-2013

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Good practices - case identification /1st level analysis: no. 8. Entrepreneurship and back – ESF operational programme Region Sardinia 2014-2020

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Good practices - case identification /1st level analysis: no. 9. Regional cooperatives development fund – ESF operational programme Region Sardinia 2014-2020

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Good practices - case identification /1st level analysis: no. 10. IMPRINTING programme – Enterprise, integration, financial engineering. ESF integrated services for enterprise creation

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Good practices - case identification /1st level analysis: no. 11. Youth Guarantee programme – Sardinia

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: Program “Credit to success” by Croatian Ministry of Business and Crafts (MINPO)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Good practices - case identification /1st level analysis: Program “Local development projects – microcrediting” by the Croatian Ministry of Business and Crafts (MINPO)

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Type of document: Brochure / magazine / manual

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Good practices - case identification /1st level analysis: Program for crediting woman entrepreneurs by the Croatian Bank for Reconstruction and Development (HBOR)

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Good practices - case identification /1st level analysis: Safeguarding loans with personal guarantors

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: Program for crediting young entrepreneurs by the Croatian Bank for Reconstruction and Development (HBOR)

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Publication date: 2022-06-30

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Languages: en

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Good practices - case identification /1st level analysis: Risk Sharing – local Guarantee Funds

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Document date: 2021-03-31

Languages: en

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Good practices - case identification /1st level analysis: Social Business Women Microloan

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Publication date: 2022-06-30

Document date: 2021-03-31

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Good practices - case identification /1st level analysis: SODEBUR (Burgos Province Development Society) micro credits facility

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Publication date: 2022-06-30

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Good practices - case identification /1st level analysis: student entrepreneur competition

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Publication date: 2022-06-30

Document date: 2021-03-31

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Good practices - case identification /1st level analysis- Microcredit program with EU support by the Croatian Bank for Reconstruction and Development (HBOR)

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Publication date: 2022-06-30

Document date: 2021-03-31

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Presentations

A social business financing and training livelihood businesses in Norway

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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ATM for SMEs Project – Access to Microfinance for Small and medium-sized enterprises: ATM for SMEs Study trip and Steering Group Meeting in Burgos, Spain

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Document date: 2021-03-31

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ATM For SMEs Project: – Access To Microfinance For Small And Medium-sized Enterprises: ATM for SMEs study trip and national networks committee meeting in Oslo/Kolbotn, Norway

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Document date: 2021-03-31

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Centro europeo de Empresas e innovación de Burgos (CEEI-Burgos)

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Document date: 2021-03-31

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Good Practice – Micro credits: Micro credits facility of provincial delegation of Jaen-Spain

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Publication date: 2022-06-30

Document date: 2021-03-31

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Good Practice – Micro credits: Micro credits facility of provincial delegation of Malaga-Spain

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Document date: 2021-03-31

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Good Practice in Hungary - Combined Microcredit Program -

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Publication date: 2022-06-30

Document date: 2017-03-20

Languages: en

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Innovative rural microfinance

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Publication date: 2022-06-30

Document date: 2021-03-31

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Involvement of Priority Groups with special regard to gender equality

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Publication date: 2022-06-30

Document date: 2017-05-16

Languages: en

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Involvment of Priority Groups – Best Practices

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Publication date: 2022-06-30

Document date: 2017-05-15

Languages: en

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Microfinance in Europe

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Risk Management In Microfinance

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Publication date: 2022-06-30

Document date: 2017-03-22

Languages: en

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Social and technological innovation in microfinance

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2017-03-22

Languages: en

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Social and technological innovation in microfinance – Best Practice

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2017-03-20

Languages: en

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Student entrepreneur competition

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Publication date: 2022-06-30

Document date: 2021-03-31

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Best practices from FEA: IBM Restarting Microcredit

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Document date: 2021-03-31

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Efficiency and Sustainability in the entrepreneurial microfinance programs, especially the non-profit microfinance institutions

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Document date: 2021-03-31

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Good Practice – Micro Credits: Sodebur

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Document date: 2021-03-31

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The programs of micro and small loans by Hamag-Bicro

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2016-10-26

Languages: en

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“Social outreach of microfinance and mitigating the negative effects of financial exclusion”

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2017-07-12

Languages: en

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Access to Microfinance for Small and Medium-sized Enterprises

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Type of document: Presentation

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-07-10

Languages: en

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Assessment of social impact

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Centro Εuropeo de Empresas e Ιnnovación de Βurgos (CEEI-Burgos): Micro finance tool structure

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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DIAMANTE-IMPRESA for startup companies

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Publication date: 2022-06-30

Document date: 2017-07-11

Languages: en, it

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DMI‘s Histrory

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Publication date: 2022-06-30

Document date: 2016-10-24

Languages: en

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Interreg Europe - Access to (micro) finance for SMEs

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Publication date: 2022-06-30

Document date: 2016-10-24

Languages: en

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Microfinance in the cooperatives sector

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Publication date: 2022-06-30

Document date: 2017-07-11

Languages: en

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Publication on Good Practices ATM for SMEs Project

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Publication date: 2022-06-30

Document date: 2017-07-12

Languages: en

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RAS in ATM for SME’s project “Social outreach of microfinance and mitigating negative effects of financial exclusion”

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2017-07-10

Languages: en

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Social Outreach of Microfinance

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Publication date: 2022-06-30

Document date: 2017-07-11

Languages: en

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Social outreach of microfinance and mitigating negative effects of financial exclusion CEEI Burgos micro finance facility structure

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Publication date: 2022-06-30

Document date: 2021-03-31

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Social outreach of microfinance and mitigating the negative effects of financial exclusion – Best Practice

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2017-07-10

Languages: en

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Social outreach of microfinance and mitigating the negative effects of financial exclusion Way out of poverty Self-employment and Microcredit Programme

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Sustainability and efficiency of microfinance programmes

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Type of document: Presentation

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Publication date: 2022-06-30

Document date: 2016-10-26

Languages: en

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Welcome to the Science & Technology Park of Sardinia!

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Media releases / articles

Accesso al microcredito per le PMI

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Type of document: Media release / article

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: it

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Bilten no. 2

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Publication date: 2022-06-30

Document date: 2017-12-31

Languages: hr

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Hírlevél no. 1

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Publication date: 2022-06-30

Document date: 2017-12-31

Languages: hu

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Hírlevél no. 2

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Publication date: 2022-06-30

Document date: 2017-12-31

Languages: hu

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Hírlevél no. 3

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Publication date: 2022-06-30

Document date: 2018-12-31

Languages: hu

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Hírlevél: mit jelent a mikrofinanszírozás?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: hu

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Letak- Mikrofinanciranje, što to znači?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: hr

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Newsletter no. 1 (croatian)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: hr

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Newsletter no. 1 (english)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: en

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Newsletter no. 1 (german)

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: de

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Newsletter no. 1 (polish)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: pl

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Newsletter no. 2 (english)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: en

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Newsletter no. 2 (spanish)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-12-31

Languages: es

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Newsletter no. 3 (english)

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-31

Languages: en

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Newsletter no. 3 (italian)

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-31

Languages: it

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Newsletter no. 3 (polish)

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-31

Languages: pl

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Newsletter no. 3 (spanish)

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-31

Languages: es

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Newsletter no. 7 (english)

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Publication date: 2022-06-30

Document date: 2020-03-31

Languages: en

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Newsletter no. 8 (english)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2020-10-31

Languages: en

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Newsletter no. 9 (english)

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Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2020-12-31

Languages: en

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Newsletter- Cos’è la microfinanza ?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: it

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Newsletter- Mikrofinanzierung – was bedeutet das?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: de

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Newsletter: Microfinance what does it mean ?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

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Newsletter: microfinanzas, ¿Qué significan?

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Publication date: 2022-06-30

Document date: 2021-03-31

Languages: es

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"Comenzar por retos pequeños"

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Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-10-19

Languages: es

Attachment file: Download

A kis- és középvállalkozások mikronanszírozását segítő Interreg projekt

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-12-12

Languages: pl

Attachment file: Download

A Mikrofinanszírozás Éve Magyarországon

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-03-30

Languages: hu

Attachment file: Download

ATM for SMEs a Cagliari, il caso Acanta Mag Coop è stato presentato all’incontro degli stakeholder europei.

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-07-11

Languages: it

Attachment file: Download

ATM for SMEs media/press coverage of the project

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: es, it, hr, pl, de, hu

Attachment file: Download

Bankomat dla przedsiębiorców

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-10-30

Languages: pl

Attachment file: Download

El CEEI ya trabaja en un plan europeo de microfinanzas a emprendedores

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2016-12-26

Languages: es

Attachment file: Download

El documental sobre la historia del cementerio Sad Hill llegará en otoño

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: es

Attachment file: Download

El mejor ejemplo de que querer "siempre" es poder

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-10-20

Languages: es

Attachment file: Download

Stakeholder Group-Találkozó Budapesten

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-09-19

Languages: hu

Attachment file: Download

Mikrofinanszírozási program Európa-szerte

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-09-19

Languages: hu

Attachment file: Download

Instituciones europeas conocen la línea de microcreditos de Sodebur

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-05-19

Languages: es

Attachment file: Download

Interreg Europe: Access to (Micro-) Finance for Small and Medium Enterprises – ATM for SMEs

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2016-12-31

Languages: de

Attachment file: Download

Kiemelkedő pályázati siker- nemzetközi projekt élén az RVA

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2016-02-29

Languages: hu

Attachment file: Download

Konferencja pt. "Międzynarodowe doświadczenia pod kątem dobrych praktyk w mikrofinansowaniu małych I średnich przedsiębiorstw"

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-06-14

Languages: pl

Attachment file: Download

Microfinance can offer real help to the smallest - even in the COVID crisis

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2020-11-10

Languages: en

Attachment file: Download

Mikrohitel, igényekre szabva

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-06-29

Languages: hu

Attachment file: Download

Rusza Miedzynarodowy Projekt wspierania MSP "ATM for SMEs"

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2016-09-08

Languages: pl

Attachment file: Download

Offenbach im internationalen Austausch

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-02-01

Languages: de

Attachment file: Download

Opportunità Europee di sviluppo

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: it

Attachment file: Download

PORA i sudionici iz još osam zemalja održali sastanak o mikrofinanciranju maloig i srednjeg poduzetništva

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-02-10

Languages: hr

Attachment file: Download

PORA o mikrofinanciranju za malo i srednje poduzetništvo

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-01-25

Languages: hr

Attachment file: Download

PORA održala četvrti sastanak u okviru projekta „ATM for SME’s – Pristup mikrofinanciranju za malo i srednje poduzetništvo"

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-01-25

Languages: hr

Attachment file: Download

PORA ugostila sastanak o mikronanciranju za malo i srednje poduzetništvo

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-02-12

Languages: hr

Attachment file: Download

Projekt "ATM for SME's"

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2018-10-26

Languages: hr

Attachment file: Download

Renace la apuesta por los microcréditos

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-10-31

Languages: es

Attachment file: Download

Sacrificio, superación y satisfacción claves para lograr las metas marcadas

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-10-20

Languages: es

Attachment file: Download

A KKV-k Mikrofinanszírozását Segítõ Interreg-projekt

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2017-09-19

Languages: hu

Attachment file: Download

Vállalkozások Indítását Segítve- Javuljon a Mikrohitelezés Ismertsége és Megítélése

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: hu

Attachment file: Download

Započela Provedba Projekta "ATM for SME's" - Pristup Mikrofinanciranju Malih i Srednjih Poduzetnika

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: hr

Attachment file: Download

Financial instruments to tackle the crisis related to the pandemics

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-11-24

Languages: en

Attachment file: Download

Burgos en el Startup Olé

Attachment type: file

Type of document: Media release / article

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2014-12-31

Languages: es

Attachment file: Download

Flyers

ATM for SMEs leaflet

Attachment type: file

Type of document: Flyer

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2021-03-31

Languages: en

Attachment file: Download

Videos / films

ATM for SMEs project documentation film - Let's learn from each other and act -

Attachment type: link

Type of document: Video / film

Data source: https://projects2014-2020.interregeurope.eu/atmforsmes/

Publication date: 2022-06-30

Document date: 2019-10-24

Languages: en

Information regarding the data in keep.eu on the programme financing this project

Financing programme

2014 - 2020 Interreg Europe

Last month that data in keep.eu was retrieved from the Programme's website or received from the Programme

2023-10-31

No. of projects in keep.eu / Total no. of projects (% of projects in keep.eu)

258 / 258 (100%)

No. of project partnerships in keep.eu / Total no. of project partnerships (% of project partnerships in keep.eu)

2 084 / 2 085 (99.95%)

Notes on the data

Information provided by the Programme.

The financial data featured in keep.eu for this programme, it's projects and its partners is not exact and should be taken as a reference only.

Languages

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Access to Microfinance for Small and Medium-sized Enterprises

Description

Thematic information

Partners (10)

Partners map

Summary

Documents

Information regarding the data in keep.eu on the programme financing this project

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